Planned unit development
A community where you own your house and lot outright, but the neighborhood has shared amenities and rules run by an HOA. Common in newer suburban subdivisions.
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Where this comes up: getting ready
Part 1 of 4
Why a seller cares
In a PUD you own your lot and house and share the amenities through an HOA. It sells like a single-family home with an HOA attached, and the HOA's documents are part of the buyer's review.
Part 2 of 4
A simple example
Your home is in a PUD with a pool, a clubhouse and $95 a month in dues. The buyer gets the documents and a review window like a condo buyer would.
| What it is like | What it is not like |
|---|---|
| A single-family home | You own the lot and the building |
| A condo | You do not share the walls or the roof |
| Both | There is an HOA, dues, and a document review |
A PUD is a house with a neighborhood contract.
Part 3 of 4
What people get wrong
That a PUD is a condo. The ownership is different, and lenders treat it as a house with an HOA.
Part 4 of 4 · where to read next
Where it appears in the sale
What a definition is, and what it isn't
Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.
Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish
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