CC&Rs
The written rules of an HOA. They cover what you can and can't do with your property, from paint colors to fences to how many pets. They run with the land, so they transfer with the sale.
Get the steps of a home sale by email, in order, one short email at a time.
Eight short emails, free. Unsubscribe any time. What's in them
Where this comes up in a sale, and what follows
- Prep and photograph the home (comes before)
Part 1 of 4
Why a seller cares
The CC&Rs are the HOA's rules, and the buyer gets a copy and a window to read them. A rule the buyer cannot live with, on rentals or pets or paint, is a reason they cancel inside that window.
Part 2 of 4
A simple example
Your HOA's CC&Rs cap rentals at 20% of units and ban pickup trucks in driveways. A buyer with a truck reads them on day four and cancels on day five.
| What happens | What the CC&Rs do to the sale |
|---|---|
| The buyer receives them and reads them inside the review window | They can cancel for any rule they dislike, with their deposit |
| The documents arrive late | The window moves, and closing can move with it |
| You have been breaking a rule | The HOA's estoppel letter may say so, and it is settled before closing |
The CC&Rs are part of what the buyer is buying. Delivering them early shortens the wait.
Part 3 of 4
What people get wrong
That the rules are the HOA's problem. They are the buyer's contingency, and late documents are the seller's delay.
Part 4 of 4 · where to read next
Where it appears in the sale
What a definition is, and what it isn't
Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.
Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish
In your Room, this word explains itself where it appears.
Your Room defines cc&rs in the step you meet it in, beside the document or the date it belongs to. Free to set up, with an agent or on your own.
Organize my saleFree to set up. Pay once when you list: $89 or $189. 7-day refund.