Compare offers on your home, side by side.
The price is the headline, not the story. Put each offer's money, conditions and timing in the same places, one at a time, and read them side by side with what each one nets.
Opens your own AI in a new tab, in your own account, with the question ready for you. Keighbor cannot see the conversation.
Free · no offer marked best · nothing you type leaves your browser · updated September 2026
Who is offering
A name, or 'the couple from Saturday'. Whatever tells them apart. Cash closes faster and has no appraisal; a loan brings a lender and a deadline.
A name, or 'the couple from Saturday'. Whatever tells them apart.
Who you or your agent will be talking to.
Cash closes faster and has no appraisal. A loan brings a lender, an appraisal, and a deadline.
A name, or 'the couple from Saturday'. Whatever tells them apart. A lower offer with fewer ways out is sometimes the one that closes. Only you can weigh that.
Part 1 of 4
How do I compare offers on my house?
This page puts each offer's estimated net beside financing, contingencies, another home sale, and closing date. The highest net doesn't always have the fewest conditions. You decide how to weigh them.
Part 2 of 4
Every term in an offer, explained
The same terms the panel above asks for, and why each matters. Beside each, what your offers say so far.
Who is offering
Who you or your agent will be talking to.
Cash closes faster and has no appraisal. A loan brings a lender, an appraisal, and a deadline.
The money
The headline. Not the whole story.
Closing-cost help or a repair credit. Comes straight off what you net.
Since 2024 this is an ask in the offer, not a given. A percent of the price.
Their deposit. Bigger says more serious; it is not extra money for you unless they walk without cause.
A larger down payment tends to mean a sturdier loan and less risk at the appraisal.
If the appraisal comes in low, how much of the gap they promise to pay in cash. Zero if not offered.
The conditions
Whether they can walk or renegotiate after an inspection, and how many days they have.
Whether a low appraisal lets them walk.
Whether a denied loan lets them walk with their deposit.
If they have to sell first, your sale waits on theirs.
The washer, a home warranty, a rent-back, a longer close.
The timing
Sooner is not always better. It has to work for your move.
At closing, or a few days after. A rent-back gives you time and gives them a landlord.
How long you have to answer.
Your notes
Anything the numbers don't say.
Part 3 of 4
Side by side
Once an offer has a price, every term reads across here with what each nets first. Nothing on it says which to take.
Part 4 of 4 · where to read next
Questions people ask about offers
How do I compare two offers on my house?
Sellers often compare each offer's net proceeds and terms: credits, buyer's agent fees, financing, inspection and appraisal contingencies, another home sale, and closing date. A lower offer with fewer ways out sometimes closes.
Is a cash offer always better?
Not always. Cash closes faster and skips the appraisal, which removes two ways a sale can fall through. But a cash offer is often lower, and a financed buyer with a large down payment and an appraisal gap promise can be nearly as sturdy. It depends on the numbers and on how much a fast, certain close is worth to you.
What is an appraisal gap?
If the buyer's lender appraises the home for less than the offer price, the lender only lends against the appraised value. The gap is the difference. Some buyers promise in the offer to cover some or all of it in cash; without that promise, a low appraisal usually means renegotiating or the buyer walking.
Does the earnest money count as extra money for me?
Not usually. The deposit is applied to the buyer's purchase at closing. It only becomes yours if they back out without a contingency that lets them, and even then the contract says how that goes.
Arithmetic, not advice
Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.
Written and researched by Keighbor Research · how we research and check what we publish
Then one of them becomes your buyer.
A Room keeps each buying side with their agent, their visits and what they sent. Accepting one turns that side into the rest of your sale, and leaves the others alone.
Buying sides
- The NguyensOffer in
Marissa Cole · Cole Realty · 3 visits · 2 documents
- Offer
- $418,000
- Paying
- Conventional loan
- Asking for
- $5,000 credit
- Closing
- June 14
- Pat HalloranInterested
No agent · 1 visit
- Offer
- $412,000
- Paying
- Cash
- Asking for
- Nothing
- Closing
- May 30
- The BrandtsInterested
Owen Reece · Reece & Co. · 2 visits
- Offer
- $424,500
- Paying
- FHA loan
- Asking for
- Sale of their home
- Closing
- July 8
Three invented buying sides. Your Room keeps your own.
Keep these offers with the rest of your sale.
A Room opens with each offer already in it, under the people who made it. When you say yes to one, the dates you or your agent add go on the sale's calendar, and each step after it is written out for when you reach it. Keighbor doesn't read or interpret an offer.
Organize my saleFree to set up. Pay once when you list: $89 or $189. 7-day refund.
Where it is in your Room
- Open your Room
- People, in the menu on the left
Each offer sits under the people who made it, with its terms and its dates.