Deed

The legal document that transfers ownership of the property from seller to buyer. Signed by the seller at closing and recorded in the county records afterward.

Closing & title · Updated September 2026

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Part 1 of 4

Why a seller cares

It is the document that actually transfers the home; the contract only promises to. Finding your current deed early tells you exactly who owns the home and how, which decides who has to sign at the sale.

Part 2 of 4

A simple example

The deed shows the home in one spouse's name from before the marriage. In some states the other spouse still signs at the sale; the title company will say.

Deed: a simple example
What your deed saysWho signs at closing
You aloneYou, and in some states your spouse as well
You and a co-ownerBoth of you, wherever the co-owner lives
A parent who has diedThe estate, after probate or an affidavit, not you alone

The deed names the owners, and every owner on it has to convey the home.

Part 3 of 4

What people get wrong

That the deed and the title are the same thing. Title is the right to own; the deed is the piece of paper that passes it.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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