Under contract

Same as pending. The seller has accepted an offer and the deal is working through inspection, financing, and closing.

Listing & marketing · Updated September 2026

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Part 1 of 4

Why a seller cares

It is the stretch between a signed offer and closing, and it has the most deadlines of the whole sale: inspection, appraisal, financing, title. Most sales that fall through fall through here.

Part 2 of 4

A simple example

Signed on the 1st. Inspection by the 10th, appraisal by the 20th, loan commitment by the 30th, closing on the 45th day. Each date is in the contract.

Under contract: a simple example
The deadlineWhat is decided by it
Day 10, inspectionWhether the buyer accepts the house or asks for something
Day 20, appraisalWhether the loan covers the price
Day 30, loan commitmentWhether the buyer has a loan at all
Day 45, closingWhether the sale is done

Under contract is a calendar. Each date shuts one door the buyer could leave through.

Part 3 of 4

What people get wrong

That under contract means sold. It means promised, and the promises come with deadlines.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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