Structural inspection

A specialized inspection by a structural engineer, usually ordered if the general inspection spots foundation cracks or framing problems. More detailed and more expensive.

Inspections & appraisals · Updated September 2026

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Where this comes up: under contract

This word belongs to the under contract part of a sale. Here is what that part holds, in order.

  1. Go under contractSign the purchase agreement · Confirm earnest money is deposited
  2. Buyer's inspectionCoordinate access for the inspector · Give the inspector clear access
  3. Title workOpen title with your closing team · Review the title commitment
  4. Settle repairsDecide what you'll fix and what you'll credit · Collect contractor quotes

Your Room keeps this list for your own sale, with your dates on it.

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Part 1 of 4

Why a seller cares

When a general inspector sees a foundation crack or sagging framing, a structural engineer is the next call. Their letter either closes the question or prices it, and it carries weight with lenders that an inspector's note does not.

Part 2 of 4

A simple example

The inspector flags a horizontal crack in a basement wall. The buyer's engineer visits, measures, and writes a letter: cosmetic, no movement, monitor.

Structural inspection: a simple example
What the engineer saysWhat follows
Cosmetic, no movementThe item closes; the letter goes in the file
Movement, repair recommendedA quote, usually in the thousands, and a negotiation
Active failureA repair before closing, or a buyer who walks

An engineer's letter turns a scary crack into a decision.

Part 3 of 4

What people get wrong

That a crack means a failing foundation. Most are settlement cracks the engineer signs off in a paragraph.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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