Mechanic's lien

A lien filed by a contractor or supplier who didn't get paid for work on the property. Comes up often on homes that had recent renovations.

Legal & title issues · Updated September 2026

Under contract right now?

Your Room opens on this part of the sale, with the offer and everything before it already ticked.

Organize my sale

Free to set up. Pay once when you list: $89 or $189. 7-day refund.

See how it works

Where this comes up in a sale, and what follows

The steps of a sale, in order. Each one has its own free guide.

  1. Buyer's inspection (comes before)Coordinate access for the inspector · Give the inspector clear access
  2. Title workThis word comes up hereOpen title with your closing team · Review the title commitment
  3. Settle repairsDecide what you'll fix and what you'll credit · Collect contractor quotes
  4. Clear titleConfirm every lien will be released · Issue title insurance

Your Room keeps this list for your own sale, with your dates on it.

Organize my sale

Free to set up. Pay once when you list: $89 or $189. 7-day refund.

Part 1 of 4

Why a seller cares

A contractor or supplier who was not paid for work on your home can file a lien, and a recent renovation is where they come from. Lien waivers from each trade are what keep a finished job from becoming a title problem.

Part 2 of 4

A simple example

Your kitchen remodel finished in March. The cabinet supplier was never paid by the contractor and files a $6,500 lien in May, weeks before closing.

Mechanic's lien: a simple example
What you haveWhat follows
Signed lien waivers from every tradeThe lien is contested and usually released
A paid invoice to the general contractor onlyThe supplier's claim is real; it is paid or bonded at closing
No paperworkThe amount is held from your proceeds until it is settled

You can pay the contractor in full and still owe the supplier. Lien waivers are the proof that everyone was paid.

Part 3 of 4

What people get wrong

That paying the general contractor protects you. Subcontractors and suppliers can lien the home for what the general did not pass on.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

Was this clear?

In your Room, this word explains itself where it appears.

Your Room defines mechanic's lien in the step you meet it in, beside the document or the date it belongs to. Free to set up, with an agent or on your own.

Organize my sale

Free to set up. Pay once when you list: $89 or $189. 7-day refund.

Next, tell us your name, address, and where you are in the sale. It takes about two minutes and does not list your home or contact anyone.