Rehab budget

The planned cost to renovate a property. Includes materials, labor, permits, and contingency. Underestimating it is the most common way a flip goes wrong.

Investment terms · Updated September 2026

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Part 1 of 4

Why a seller cares

The rehab budget is the second-biggest number in a flipper's offer, after the resale value, and flippers pad it because they have been burned. That padding is part of the discount you are being offered.

Part 2 of 4

A simple example

A flipper estimates $50,000 to renovate your home and carries a 15% contingency. Their offer treats the job as $57,500.

Rehab budget: a simple example
The budget lineWhat it does to the offer
Materials and labor, $50,000Subtracted from the ARV
Contingency, $7,500Subtracted too
A budget that was too lowNot your problem after closing; it is theirs

The rehab budget comes out of your price, contingency included.

Part 3 of 4

What people get wrong

That the flipper's estimate is what the work costs a homeowner. It includes their contractor's margin and their own cushion.

Part 4 of 4 · where to read next

Where it appears in the sale

What a definition is, and what it isn't

Keighbor is a software company, not a law firm, brokerage, or tax adviser. This is general information, not legal, tax, financial, or real estate advice about your sale. Your situation may differ. Before acting on a contract, disclosure, title, tax, or pricing question, ask an appropriately licensed professional in your state.

Written and researched by Keighbor Research · drawn from the reference glossary · how we research and check what we publish

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